Total Permanent Disability

Total Permanent Disability Protection pays you a lump sum.

If you have an accident or suffer from an illness that incapacitates you to the point that you are unable to work again, Total Permanent Disability Protection pays you a lump sum. It can be used as you wish to meet expenses such as medical costs, possible alterations to your home, full-time care, or the payment of a lump sum off your mortgage. An amount equivalent to twice your annual income is considered minimum protection but in some circumstances an amount similar to your Life cover is appropriate if you are no longer able to earn an income.

 

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