Group Schemes

Investing in the health and wellbeing of your people can have a positive effect on productivity and profitability.

For example:

 

5-9 employees may give you:

  • Reduced premiums.

 

10-14 employees may give you:

  • Reduced premiums.
  • Cover for qualifying pre-existing conditions is available for the employee and immediate family members on completion of three years membership.

 

15-24 employees may give you:

  • Reduced premiums.
  • Immediate cover is available for qualifying pre-existing conditions for the employee and immediate family members. All employees in the organisation must receive a fully subsidised health insurance policy.

 

25-109 employees may give you:

  • Reduced premiums.
  • The option of no underwriting is available (ie short application form). This provides immediate cover for qualifying pre-existing conditions for the employee and immediate family members. If all employees are not receiving a fully subsidised health insurance policy, then the criteria must be prior approved.

 

110+ employees may give you:

  • Reduced premiums.
  • The option of no underwriting is available (ie short application form). This provides immediate cover for qualifying pre-existing conditions for the employee and immediate family members. If all employees are not receiving a fully subsidised health insurance policy, then the criteria must be prior approved.
  • The schemes claims experience may be reflected in the size of the discount.

 

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