Income Protection

If we have to take health-related time off work ACC will only cover us in the event of an accident.

However, most long term absences from work are illness-related so the only option available without insurance is a low Government benefit. Income protection provides ongoing income, and it can also top you up if you return to work part-time initially. Another form of income protection is loan repayment insurance which covers your mortgage payments while you are off work, and may be paid in addition to any ACC you might receive.


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